Our client is seeking an experienced Senior DE Underwriter to join a growing California-based mortgage lender. This position is fully remote but requires residency in the state of California.
The ideal candidate will have a strong underwriting background across both Agency and FHA products, an active Direct Endorsement (DE) certification, and the ability to analyze complex borrower profiles including self-employed income and alternative documentation loans.
Underwrite and issue loan decisions for Fannie Mae, Freddie Mac, and FHA mortgage loans.
Analyze personal and business tax returns, income, assets, credit, and collateral.
Evaluate WVOE, P&L, Bank Statement, DSCR, and Asset-based documentation.
Ensure loans meet investor and agency compliance standards.
Communicate underwriting decisions and conditions clearly to internal teams.
Collaborate with Account Managers, Loan Officers, and Brokers to resolve conditions quickly.
Maintain accuracy, efficiency, and strong turn times in a high-volume environment.
Minimum 5 years of residential mortgage underwriting experience.
Active FHA Direct Endorsement (DE) required. (used within past 11 months)
Proficient in Encompass LOS , CoreLogic FraudGuard , and AUS systems (DU, LPA, Total Scorecard).
Strong working knowledge of Agency and FHA guidelines.
Skilled at income calculation for self-employed borrowers.
Experience with Non-QM or alternative documentation loans preferred.
Must be currently employed in the mortgage industry (no gaps exceeding 12 months).
Must reside in California.
Base Salary: $70,000–$100,000 (based on experience)
Bonus: Monthly eligibility after 2 years (based on funding volume)
Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days
Schedule: Monday–Friday, 8:30 a.m.–5:30 p.m. PST
Work Model: Remote – California residents only
...growth and are looking to expand. We specialize in working with high school coaches and sports teams.... ...0,000.00 - $150,000.00 per year Benefits: Flexible schedule Paid time off Paid training Work from home Work Location: Hybrid *Must reside within 3...
Metal Fabricator / TIG Welder Essential Duties and Responsibilities: Fabricate and weld components based on layouts and detailed blueprints. Utilize hand tools, drills, taps, measuring devices, sanders dynafiles. Weld sheet metal fabricated parts in compliance with ANSI...
...development, and implementation of numerous marketing initiatives for Universal Kids Resort (UKR) including public relations, domestic and... ..., on-strategy, and on budget. Oversees the implementation, creative direction and other specifics of product PR plans, content...
...experience: Check in with guests and make sure they are enjoying themselves+ Have a side of smile: Help customers order their favorite McDonald's menu items and/or make menu recommendations+ Focus on the food: Prepare and present delicious food+ Ensure a memorable visit:...
Bank Branch Manager Location Lansdowne, PA : ESSA Bank & Trust has an immediate opening for an enthusiastic, goal-oriented, experienced Bank Branch Manager in Lansdowne, PA. As a Branch Manager you are responsible for leading the branch team to ensure an outstanding customer...